Personal Finance

Personal Loan Calculator

Whether it's a renovation, a wedding or consolidating existing debts, see what a personal loan could cost per repayment and across the full term before you commit.

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How much you need to borrow.

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Personal loan terms are usually 1–7 years.

Enter your details and select Calculate repayments to see an indicative estimate.

This calculator provides an indicative estimate only, based on the information you enter and the assumptions shown. It is not financial advice, an offer of credit, or an approval. Actual repayments, rates, fees and lending criteria vary between lenders and your individual circumstances.

Compare personal loan options

A shorter term costs less interest but more per repayment. We'll help you balance the two and match you with a lender whose policy suits your circumstances.