Refinancing

Refinance Calculator

Compare the loan you have now with a loan you are considering. See the repayment difference, the interest difference across the term, and roughly how long it would take to recover your switching costs.

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The amount still owing on your existing loan.

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Resetting to a longer term lowers repayments but can increase total interest.

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Discharge, application, valuation and government fees.

Enter your current loan and the loan you are considering, then select Compare loans.

This calculator provides an indicative estimate only, based on the information you enter and the assumptions shown. It is not financial advice, an offer of credit, or an approval. Actual repayments, rates, fees and lending criteria vary between lenders and your individual circumstances.

Thinking about refinancing?

Beyond the rate, refinancing is about structure, fees and lender policy. We review your current loan and compare what is available across our panel so the switch is worth making.